SGV Home Buyers 📞 626-654-3812

🔥 Damaged house

Selling a Fire, Water, or Mold-Damaged House

Fair cash offers
No fees or commissions
Any condition
Close on your timeline

A house with serious fire, water, or mold damage is one of the hardest things to sell the traditional way. Retail buyers can’t see past it, and their lenders won’t finance a home that fails condition or safety requirements — which rules out almost everyone shopping with a mortgage.

That’s precisely the gap a cash buyer fills. We buy damaged homes as-is, in any condition, without asking you to repair, remediate (professionally clean up damage like mold), or even clear them out. You don’t front the cost of restoration, wait on contractors, or carry the home while it’s uninhabitable.

Below is the kind of damage we routinely buy through. If your situation isn’t listed, ask anyway — odds are we’ve seen it.

We buy as-is

Damage we buy through

Fire & smokeCharred, smoke-stained, or partially burned structures.
Water & floodBurst pipes, roof leaks, flooding, and the rot that follows.
MoldMold a retail buyer's lender would demand be remediated first.
StructuralFoundation, roof, and framing damage that fails inspection.

Damage that makes a home unfinanceable for a retail buyer is exactly what we're set up to take on — no repairs or cleanup needed from you.

60-second quiz

What’s the best way to sell your house?

There are two main ways to sell: list it with a real-estate agent (put it on the open market for the highest price, but with fees, prep, and waiting) or sell it as-is — exactly as it stands, no repairs — to a cash buyer (fast and certain, but usually for less). Answer five quick questions and we’ll tell you which likely fits you — and why. No email required, and it’s honest: sometimes listing wins.

1. What kind of shape is your home in?

Homes that need major work usually can’t be sold to a normal buyer, because a bank won’t approve a loan on a house in poor condition.

2. How soon do you need to sell?
3. Could you comfortably pay for repairs and the monthly costs of owning the home while it sells?

Every month a home sits unsold you still pay the mortgage, property taxes, insurance, and utilities — those are called carrying costs.

4. How much does it matter that the sale is a sure thing — that it won’t collapse at the last minute?

In a normal sale the buyer usually needs a mortgage, and some of those fall through late in the process, sending you back to square one.

5. Is anything complicated about the property or your situation?

For example: a home you inherited that’s still going through court (probate), unpaid debts attached to the property (liens), current tenants, or building-code violations.

Good to know

Frequently asked questions

Will you really buy a fire- or water-damaged house?

Yes. Significant damage is exactly the kind of property we specialize in. We buy it as-is, in whatever condition the fire, water, or mold left it — no repairs or cleanup on your part.

A lender won't finance my house. Can you still buy it?

Yes — that's the point of a cash buyer. Homes that can't pass a lender's condition requirements are unsellable to most retail buyers but are no problem for us, because we don't use financing.

Should I file my insurance claim first or sell?

It depends on your situation. Some sellers settle the claim and keep the payout, then sell the damaged home to us; others would rather skip the repair process entirely. We can talk through both.

Do I need to clean it out first?

No. Leave damaged contents and debris behind — we handle cleanout after closing.

Where we work

Selling in one of these cities?

Get your cash offer

Request your free cash offer

Tell us about your property and the best number to reach you. We’ll call you back with a fair, no-obligation cash offer — no pressure, no spam. Prefer to talk now? Call 626-654-3812.

Where we work

Proudly serving San Gabriel Valley, CA & nearby

  • San Dimas
  • Pomona
  • Covina
  • West Covina
  • Baldwin Park
  • El Monte
  • La Puente
  • Azusa
  • Glendora
  • La Verne
  • Duarte
  • Rosemead
  • Alhambra
  • Monrovia
  • Temple City
  • San Gabriel
  • Claremont
  • Arcadia
  • Diamond Bar
  • Walnut
  • Hacienda Heights
  • Rowland Heights
  • San Marino
  • Sierra Madre
  • Monterey Park
  • South El Monte
Call 626-654-3812